Typically, I'm a half decent sales person if I understand what the person on the other side of the table wants. That's why I'd like to learn more about this.
I'm in a situation right now where I'm looking for a line of credit and a CC for my business. We do about $270k in MRR @ ~12.5% net. I'm hoping for a line of credit of $100-$150k and a CC of $50k+.
I don't intend to carry a balance on either of these accounts, so what value am I to the bank? I suppose if I held my treasury there, they'd have a pool of cash, but is that it? Or is it the chance that I will at some point carry a balance and pay interest?
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