ELI5: How does a chargeback affect a small business owner or a big company for that matter? entrepreneur how earn by blogging blog

I apologize if this is off-topic but I figured this subreddit would have many small business owners who have dealt with credit card chargebacks. As a consumer, I know how they work and how they are beneficial for me. As an entrepreneur or a small business owner, how does it affect you?

• Do you get fined for each chargeback? Cost?
• Does it cost you money to dispute a chargeback? Cost?
• If you have too many chargebacks, is there a penalty? Elaborate if you can.
• Is there a difference between VISA, Mastercard, Discover, AMEX when dealing with a chargeback? Is one more strict or "worse" than the other?
• Do you find the credit card company more often sides with the consumer or the seller/owner/service provider?

I appreciate your info and thoughts!

submitted by /u/nexus14
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