I just turned 19, I'm starting my own business, its a web service for indie musicians. I don't want to go into too much detail about it but I need advice moving forward. I need about 80k to get it off the groud between the backline coding and the proper marketing to get it off its feet. I have an extensive business plan typed up and a complete prototype. I feel I could confidently convince an investor it would be worth their money, however I don't know of any people who have the money to invest and I don't know if a bank would take me seriously for a loan given I have 0 credit score
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